Have got a home (the property must be owned by either you, or your blood kinfolk in the next diploma, or your husband or wife, or your husband or wife’s blood kin inside the 1st degree)但是，如果收入在短期內無法大幅提高，該怎麼買到自己的房子？房貸應該怎麼貸，才能實現買房子的夢想，又不至於負擔�